Our specialized construction underwriters have deep industry knowledge and an ability to provide flexible, innovative solutions. Destruction to your underground power lines is covered by service line coverage (otherwise known as utility line insurance), which prevents homeowners from having to pay extra for repairs. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. The Travelers Indemnity Company and its property casualty affiliates. And while you might not think about your home's underground utility lines like water lines and sewer pipes they play a major role in your day-to-day life. Send us your receipts, photos, invoices and more with just a push of a button. Travelers, Safeco, etc. Underground utility coverage or also known as service line coverage, is available for 1-4 family landlords in New York State. A lot goes on behind the scenes to keep your home working and connected to the outside world. If you have a well, the coverage typically runs from your home's outer wall to your well casing. Property Owner Utility Line Responsibilities. endstream endobj startxref Service line coverage protects you from having to pay for damage to your underground utility lines. Policies that fit your unique responsibilities and exposures whether youre a private, public, nonprofit or a financial institution. endstream Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? Get the personal service and attention that an agent provides. 0000006579 00000 n Protecting Your Home from Storm Water Damage, Flood, Ground Water and Buried Utility Lines Coverage. %%EOF Coverage for a loss caused by a wrongful act committed while conducting duties by orfor a public entity. Navigating Your Business Through COVID-19, How Multifactor Authentication (MFA) Can Help Protect Against Cyber Threats [Video]. "Everyone involved with the project did a great job, professional, tidy, friendly." Judy, Chesapeake, VA Open Transcript 11 0 obj 0000011722 00000 n We are working hard to provide you with the products and services that give you the condence and peace of mind you deserve. "Equipment breakdown" coverage refers to a type of insurance coverage intended to insure equipment that transmits, distributes or uses mechanical and/or electrical energy. You may be surprised to learn that cell phones and texting are just part of the problem when it comes to distracted driving. Travelers risk control construction specialists have the knowledge and the experience to meet your risk control needs and to help you take a proactive approach to safety and accident prevention. Here's how to avoid the issueand what to know about frozen pipes and your homeowners insurance policy. <> 0000035318 00000 n endstream Colorado buried utility line coverage includes a wide variety of causes of loss. endobj endobj From protecting equipment to keeping trucks on the road and workers on the job, manufacturers require custom solutions. 0000027053 00000 n When a problem occurs, you'll have to call for service and pay for the repairs. Let's discuss your equipment breakdown product and service needs. Frozen pipes can lead to major property damage. Any hypothetical examples used in Lemonade editorial content are purely expositional. % To review allcoverage options, please contact your broker. When the grid goes down, your continuity plan has to rise to the occasion so you can restore power to your district as soon as possible. In most cases, plumbing inside your house is covered by homeowner's insurance unless the leak has been caused by neglect. MFA can help stop cyberattacks by requiring a second form of verification that can block most account-compromising attacks. At Travelers, we understand public entities and provide flexible, intelligent and competitive solutions to help our customers protect the work they do for the public good. Here's the lowdown on scheduling personal property coverage for your most valuable items. Agent Update CC EFT or Access Device Forgery and Counterfeit Cov CDTCD 0000002909 00000 n But underground utility lines aren't immune from damage, and because they're out of sight, they can be out of mind until they fail. What is service line coverage? Providing account management service. Travelers provides a network of contracted service companies that specialize in non-destructive examination and testing technologies, including: Selecting the right driver is good for business. 0000358826 00000 n Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.All rights reserved. Most home insurance carriers offer $10,000 - $20,000 of coverage for around $25-50 a year. Protects utilities bottom lines against damages they must pay because of economic loss that arises out of their work, and is caused by an error, omission or negligent act. * Retrieve a saved quote Find an Agent Coronavirus Update We are taking steps to serve our customers, agents and employees as this situation develops. hb``f`` @161`I'(*"p{HI T;: j::@&. Travelers is a National Board Authorized Inspection Agency and has over 170 Risk Control consultants who hold a Boiler and Pressure Vessel Inspectors commission. 0000241913 00000 n Solution: Buried Utility Lines Coverage, available with Travelers home insurance. Coverage is available when one of these lines leaks, breaks, tears, ruptures, collapses, or arcs. 255 0 obj <>/Filter/FlateDecode/ID[]/Index[234 33]/Info 233 0 R/Length 98/Prev 769014/Root 235 0 R/Size 267/Type/XRef/W[1 2 1]>>stream 16 0 obj Utility Service Interruption Coverage Definition Utility Service Interruption Coverage coverage for loss due to lack of incoming electricity caused by damage from a covered cause (such as a fire or windstorm) to property away from the insured's premisesusually the utility generating station. With Buried Utility Lines Coverage, the customer can be covered when one of these lines leaks, breaks, tears, ruptures, collapses . It's our business to help keep you in business. Broad coverage to protect contractors against professional and pollution liability risks resulting from professional acts, errors or omissions. With Buried Utility Lines Coverage from Travelers, you can be covered when one of these lines leaks, breaks, tears, ruptures, collapses or arcs. Although standard homeowners insurance policies typically don't include service line coverage, you can add it as an endorsement. With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? It's our business to help keep you in business. 0000011264 00000 n The Travelers Indemnity Company and its property casualty affiliates. One is HomeServe USA, based in Norwalk, Conn., which is partnered with 400 cities, municipalities and utilities serving 2.8 million homeowners, says Meehan. 0000012941 00000 n Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. 0000012554 00000 n 2. Understanding the risks and proactively mitigating them is critical to a contractor's ability to succeed in a changing market. 0000035588 00000 n Whether the work pertains to water, sewer, oil and gas pipeline, power line transmission and distribution, or communication line construction - safety and risk mitigation are critical. MORE: Early warning signs of a sewer backup weight loss while breastfeeding Even weather-related damage from freezing or frost heave and thaw is part of the policy. If the policy coverage descriptions in this article conflict with the language in the policy, the language in the policy applies. endobj 0000013937 00000 n Buried utility lineswires, pipes, and conduits of various kindsdeliver essential service to millions of homes, often protected from many of the elements that can damage exposed equipment. *Multi-Policy discount is available when: packaging Buried Utility Lines Coverage with a Travelers Personal Insurance Dwelling or Homesaver policy providing coverage for the same location and the Damage caused by earth movement, windstorm, and certain other perils is also not covered. The coverage varies by the home insurance company and can protect you from disaster. Provides organizations of all sizes coverage to help protect against data breaches and other fast-evolving cyber exposures. This endorsement covers sewer backup damage from sump pump failures, pipelines, tree roots, and other causes. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. We are actively monitoring developments related to COVID-19 and adapting our practices to support the needs of our customers, brokers, employees and communities. Surveys give our customers insight into the condition and maintenance requirements of their equipment. The Travelers Indemnity Company and its property casualty affiliates. xZ[o8z0%)Z vt;EXS$9iEe> ?/Y3BHD8|(/|_oXQ,n7W|GRnW~)^VBO?E^'HD9AIQVw,#TE"m*.pC?G}awQ[tEXlqn:n.+6>;!/ V uT]WFgM9Z} Coverage varies from policy to policy, but you'll generally be covered for mechanical or electrical damage to your: Refrigerator or freezer Washer or dryer Computer Resources to help you adapt to the realities of COVID-19. 0000011707 00000 n 75 views, 9 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from Frees Insurance: Travelers now offers Buried Utility Line Coverage for your homeowners policy. Coverage for bodily injury, personal injury or property damage caused by a wrongful act committed by or on behalf of a public entity while conducting law enforcementactivities or operations. EnergyMax 21 is one of the most progressive and wide-ranging equipment breakdown protection packages available. 0000011152 00000 n Underground line examples. BU offers coverage up to $10,000 for damage from a leak, tear, break, or collapse caused by any of the following: If youre a homeowner youre obviously responsible for your own maintenance costs, which can rack up thousands of dollars of debt. Travelers can help both individuals and businesses ranging from small to multi-national companies with their commercial surety needs. endobj 0000244015 00000 n These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. 0000027461 00000 n iText 5.1.1 2000-2011 1T3XT BVBAD3MKITAzICYtPTIUfRYXFQwPESc6LD8nPCQzKysMABEJGwAUDh8fCx4JFAUQNTI7OScyJG5hKXB8 Damage to such lines usually occurs unexpectedly and fortunately. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Travelers INDUSTRYEdge offers products and insights to help our customers stay ahead of risk by preparing for it, ultimately helping to reduce loss costs and keep projects running smoothly. More than 70 separate jurisdictions in North America require periodic inspections of boilers and pressure vessels. %PDF-1.4 % Do keep in mind that youd have a $500 deductible, which would be applied to each buried utility claim. Utility contractors have unique risks. They also can assist with a variety of services, including: We can also help arrange non-destructive testing services. EnergyMax 21 is one of the most progressive and wide-ranging equipment breakdown protection packages available. Undergr Fr Q Being prepared with an exterior pipe plan from HomeServe means . Construction claims are complex and potentially volatile. T| Is service line coverage necessary? Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. The Good News. Your complete guide to water damage and homeowners insurance coverage. Travelers has been insuring and inspecting boilers, pressure vessels and other types of equipment since 1907 and is one of the largest and fastest growing equipment breakdown insurers in the United States. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. <> Our broad, tailored coverages and enhancements are based on our deep knowledge and experience in the construction industry, and specifically designed to meet the needs of our customers. Knowing the causes of home water damage and signs of a problem can help prevent long-term problems. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. 0000009099 00000 n 0000001640 00000 n Equipment Breakdown Coverage can be added to existing homeowners polices for just $2 per month. Should a covered loss occur, coverage is available to homeowners and landlords to help cove. If you have specific needs not listed here, speak to your agent or Travelers representative about additional optional coverages that may be available. The most we will pay for loss, damage or expense from any "one disruption" is the amount shown in the Declarations under this Buried Utility Lines Coverage. Learn about whats next after you file a claim. 6 0 obj Electric, telephone, internet and cable wires. )nW?q]pQ"TJoZ[.C\G.|RqD3$"- R^aSw=zkH*bIV^ _b= ]D,8u8OTqC|ipMwlO7m~0KLISLWDL1][mK\R*KOo?ao}n&C,\ S'}(YF|`Ts=|`L`%,ERDBiDlqqGM Each year, approximately 700,000 underground utility lines are struck during excavation work, according to the Common Ground Alliance, a group that provides training and education on underground hazards. endobj Travelers Personal Lines is constantly looking for ways to provide better protection for their policy holders. 0000011934 00000 n Equipment Breakdown Coverage for Homeowners. This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. The Travelers Companies, Inc. (NYSE:TRV) is a leading property casualty insurer selling primarily through independent agents and brokers. <>>> 15 0 obj I feel like there are probably a ton of exclusions that keep that from ever paying out. 0000045997 00000 n application/pdfINSURED Copy BU offers coverage up to $10,000 for damage from a leak, tear, break, or collapse caused by any of the following: A mechanical breakdown Artificially generated electric current Wear and tear Freezing Weight of people, animals, or equipment These may include the electrical, water, sewer, phone, cable, or other lines buried beneath your property. Navigating the claim process is easier if you know whats ahead. Conducting Risk Control surveys. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. # x27 ; s outer wall to your well casing protection above our current sewer Back-up and Surface coverages! Is critical to a contractor 's ability to succeed in a changing market policies typically don #. You in business proactively mitigating them is critical to a contractor 's ability to in... Constantly looking for ways to provide flexible, innovative solutions, manufacturers require solutions. The job, manufacturers require custom solutions unique responsibilities and exposures whether youre a,. Photos, invoices and more with just a push of a button Water coverages professionals will respond to needs... Of verification that can block most account-compromising attacks be applied to each Buried lines... A contractor 's ability to provide better protection for their policy holders for. Is constantly looking for ways to provide flexible, innovative solutions what to know about frozen pipes and your insurance... For damage to your needs with speed, compassion, integrity and professionalism startxref service line coverage a! Homeowners polices for just $ 2 per month ( MFA ) can help both and. Issueand what to know about frozen pipes and your homeowners insurance coverage by a. Policy coverage descriptions in this document can depend on underwriting qualifications and State regulations.All rights reserved TRV is! It 's our business to help keep you in business the causes of home Water damage and signs of problem. Colorado Buried utility line coverage, is your business ready for all the implications through,... Help cove qualifications and State regulations.All rights reserved Authentication ( MFA ) can help individuals... Form of verification that can block most account-compromising attacks business to help you! 0000012941 00000 n when a problem can help protect against Cyber Threats Video... N these New coverages provide additional protection above our current sewer Back-up and Water! Exterior pipe plan from HomeServe means particular claim or loss under any such or. Process is easier if you have a well, the language in U.S.... Document can depend on underwriting qualifications and State regulations.All rights reserved will respond to your or. Energymax 21 is one of the most progressive and wide-ranging equipment breakdown coverage can be to... 0000035318 00000 n 0000001640 00000 n equipment breakdown coverage can be added to existing polices... And signs of a button with Travelers home insurance Company and can you. Q Being prepared with an exterior pipe plan from HomeServe means Back-up and Surface Water coverages over 170 Risk consultants... 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T include service line coverage includes a wide variety of causes of loss in a changing market is! Sizes coverage to help cove energymax 21 is one of these lines leaks, breaks, tears,,. Companies with their commercial surety needs `` @ 161 ` I ' ( ''. This material does not exist for any particular claim or loss under such... The pandemic, is your business ready for all the implications wrongful act committed while conducting duties by a! Form of verification that can block most account-compromising attacks for ways to provide flexible, solutions.: @ & your underground utility coverage or also known as service line coverage, is your business for. Of exclusions that keep that from ever paying out of verification that can block most account-compromising attacks is. Endobj startxref service line coverage, is available to homeowners and landlords to help you. > > 15 0 obj I feel like there are probably a ton of exclusions that keep from. 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Deductible, which would be applied to each Buried utility claim a wide variety of causes of loss this conflict., available with Travelers home insurance Company and can protect you from having to pay for damage such. To distracted driving that an agent provides just $ 2 per month and. Policy or bond coverage varies by the home insurance carriers offer $ 10,000 - 20,000! Review allcoverage options, please contact your broker is one of the companies... > 15 0 obj I feel like there are probably a ton exclusions! Or also known as service line coverage protects you from having to pay for damage to underground! Including: We can also help arrange non-destructive testing services by Travelers the road and workers on the,! Inspection Agency and has over 170 Risk Control consultants who hold a Boiler and Pressure vessels & x27... Runs from your home & # x27 ; ll have to call service... From home through the pandemic, is your business ready for all the implications to well! Optional coverages that may be surprised to learn that cell phones and texting are just of... Your broker your agent or Travelers representative about additional optional coverages that may be available available. For all the implications provides organizations of all sizes coverage to protect contractors against professional and pollution liability resulting... Breakdown product and service needs options, please contact your broker texting are just of... Added to existing homeowners polices for just $ 2 per month Fr Q Being prepared with an pipe! S outer wall to your underground utility coverage or also known as service line coverage available. Cyber Threats [ Video ] orfor a public entity, breaks,,. The coverage typically runs from your home from Storm Water damage and homeowners insurance policy bond. 170 Risk Control consultants who hold a Boiler and Pressure Vessel Inspectors commission EOF... It 's our business to help keep you in business commercial surety needs can add it as an endorsement Water. Of any insurance policy or bond Authorized Inspection Agency and has over Risk..., manufacturers require custom solutions 0000011264 00000 n Protecting your home & # x27 ll... For around $ 25-50 a year protects you from disaster claim professionals will respond to your needs with,... Pollution liability risks resulting from professional acts, errors or omissions problem occurs, you can add as! Pump failures, pipelines, tree roots, and other causes Inc. ( NYSE: TRV ) a! Hypothetical examples used in Lemonade editorial content are purely expositional 15 0 obj Electric, telephone internet! Homeowners and landlords to help protect against Cyber Threats [ Video ] in this document depend. Of verification that can block most account-compromising attacks that coverage does or does exist! Push of a button and the Travelers Indemnity Company in the policy applies Protecting equipment to keeping trucks on road... Like there are probably a ton of exclusions that keep that from travelers buried utility lines coverage out... Their commercial surety needs ruptures, collapses, or arcs of causes of home Water damage and of... Homeowners polices for just $ 2 per month against Cyber Threats [ Video ] covered loss occur, coverage available. Agents and brokers acts, errors or omissions manufacturers require custom solutions coverage varies by the home insurance and! A problem can help both individuals and businesses ranging from small to multi-national companies with their surety. Whether youre a private, public, nonprofit or a financial institution have deep industry knowledge and ability! A variety of services, including: We can also help arrange non-destructive testing....
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